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Can you cast a spell with suspend from exile on your opponent's turn if the last time counter is removed during their upkeep?

Short answer
Yes. When the last time counter is removed from a suspended card, you cast it immediately regardless of whose turn it is.

Suspend works as follows: at the beginning of each player's upkeep, the owner of a suspended card removes a time counter from it (CR 702.62d). If the last time counter is removed this way — even during an opponent's upkeep — the card is immediately cast without paying its mana cost (CR 702.62e).

The key rule is CR 702.62e: "When the last time counter is removed from a card with suspend, if it's in exile, play that card. It has haste if it's a creature." There is no restriction on whose turn or whose upkeep this happens during. The cast is triggered and mandatory.

Importantly, this is a triggered ability ("when the last counter is removed"). It goes on the stack during the upkeep step and resolves normally, meaning your opponent does have a window to respond before the spell resolves (CR 702.62e, 603.2).

Concrete example: You exile Ancestral Vision with suspend. It enters with 4 time counters. During each upkeep (both yours and your opponent's), a counter is removed. If the 4th counter comes off during your opponent's upkeep, the triggered ability fires and you cast Ancestral Vision right then — on your opponent's turn — for free.

One nuance: if the suspended card is a creature, it gains haste, but since it's being cast on your opponent's turn, that haste won't help it attack until your own turn comes around (CR 702.10).

HIGH confidence CR 702.62d CR 702.62e CR 603.2 CR 702.10
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Unofficial fan resource — not affiliated with or endorsed by Wizards of the Coast. Answers are AI-generated estimates grounded in the Comprehensive Rules and are not a substitute for an official judge. Verify anything match-critical.